In India the awareness level about online businesses is low. Many bank employees do not understand the internet and judge a business owner based on his /her appearance and the (malicious) gossip of neighbours and make complete false assumptions. They also spread nasty rumours making your life difficult.
Today, bank information does not remain confidential and there is no shortage of people who will stoop to any level to extort the money from you. In such cases, it is better to reduce the money you keep in your bank.